Personal Loan

Personal Loan
up to ₹5 Lakhs

Collateral-free loans up to ₹5 Lakhs. 100% paperless, instant approval, flexible EMI options of 3–36 months.

₹5L Max Loan
1.08% Per Month
3–36 Month EMI
24 hrs Disbursal
TapStart Personal Loan Active
Loan Amount
₹5,00,000
Up to 5 Lakhs — instant approval
Interest Rate
1.08% p.m.
Tenure
3–36 mo
Type
Lump-sum
Disbursal
24 Hours
Apply for Personal Loan

What is TapStart Personal Loan?

We provide collateral-free loans, which means no security or collateral is required. These are multipurpose personal loans that can be used for your travel plans, mobile phones, medical emergencies, weddings, education, home renovation, and more.

With TapStart Personal Loan you can borrow up to Rs 5 Lakhs through a 100% paperless and online process that provides quick approval and instant funds. Complete our simple eligibility criteria and receive the money you need before you even realise you need it.

TapStart Personal Loans start at an interest rate of 1.08% per month (13% per annum*). The maximum Annual Interest Rate can go up to 36% (However, only a fraction of our customers get an interest rate higher than 30% per annum). You can choose your repayment schedule. Choose flexible EMI options of 3–36 months and pay as per your convenience.

Notes:
  • With TapStart Personal Loan, the amount approved is given to you in one go.
  • Interest is charged on the whole amount that’s given to you upfront.
  • Once you pay off your personal loan, the account gets closed. You have to reapply for the loan.
*Interest Rate varies based on your risk profile.
TapStart Personal Loan
Type of creditOne-time disbursement
Loan limitsUp to Rs 5 Lakhs
Type of interest rateInterest Rate varies based on your risk profile (13%–36% per annum)
FeesProcessing fees and late fees
Term Length3 years
RepaymentMonthly
Funding MethodLump-sum amount

Features & Benefits

Get up to Rs 5 Lakhs
Get instant approval for a personal loan of up to ₹5,00,000. Get an instant personal loan without any risk.
Quick Deposit
Within 24 hours of approval, the approved amount will be credited to your bank account after all checks have been completed.
Flexible Interest Rates
Our personal loans start at an interest rate of 1.08% per month (13% per annum).
Online Documentation — 100% Paperless
Easy online application that is 100% paperless and simple to register.
Flexible Repayments
You can choose your repayment schedule. Choose flexible EMI options of 3–36 months and pay as per your convenience.

Ready to Get Started?

Apply now and get instant approval for your loan. It takes less than 5 minutes!