Credit Made
Simple & Fast
Get instant personal loans and a flexible credit limit for all your needs. Weddings, education, medical emergencies, or that dream vacation, we've got you covered.
What's TapStart?
Why Choose TapStart?
An RBI-registered NBFC since 2018, lending with transparent terms and fully digital approvals.
Quick
Approval
Get loan approval in minutes with our instant digital verification process.
Flexible
Credit Options
Flexible personal loans and credit limits. Withdraw what you need with no interest charged on the unused balance.
RBI
Licensed NBFC
Secure and regulated lending with complete transparency and compliance.
Personal Loan
Flexible financing solution designed for every stage of your life. Get access to a personal loan that’s always available when you need it. Pay interest only on the amount you use, not the entire limit.
Loan Product
Flexible credit limit that you can use whenever needed. Pay interest only on what you use.
Key Features
- →Instant approval process
- →Instant access and management through app
- →Flexible usage—use as needed
- →Pay interest only on the utilized amount
- →Multiple repayment options
How It Works
Get your loan approved in just 4 simple steps. It's that easy!
Apply Online
Fill out our simple application form in just 2 minutes
Instant Verification
Our AI-powered system verifies your documents instantly
Get Approved
Receive approval notification within minutes
Unlock now,
use anytime
Withdraw funds and pay interest only for the amount used
What Our Customers Say
Real stories from TapStart borrowers across India.
“When my mother was admitted to the hospital unexpectedly, I needed funds immediately. TapStart helped me get the money quickly without any complicated paperwork. It allowed me to focus on my parents instead of worrying about finances.”
“My son’s school fee payment was due, and I was facing a temporary cash shortage. TapStart made the process simple and fast. The funds were available when I needed them, ensuring my child’s education continued without any interruptions.”
“The personal loan feature is amazing. I only pay for what I use, and it’s always available when I need it. Whether it’s an unexpected expense or a planned purchase, TapStart gives me the flexibility and confidence to manage my finances better.”
Frequently Asked Questions
Straight answers about eligibility, rates, repayment and grievance redressal.
Is TapStart an RBI-registered NBFC?
Yes. TapStart Capital Private Limited is a Non-Banking Financial Company registered with the Reserve Bank of India. Its Corporate Identity Number (CIN) is U65929KA2018FTC118088 and its registered office is in Bengaluru, Karnataka.
How much can I borrow from TapStart?
TapStart personal loans range from ₹3,000 to ₹5,00,000. The amount you are approved for depends on your income, credit profile and repayment capacity.
What interest rate does TapStart charge on a personal loan?
Interest rates range from 13% to 36% per annum, depending on your individual risk profile. Your exact rate is confirmed in your Key Fact Statement and Sanction Letter before you accept the loan.
What is the repayment tenure for a TapStart loan?
Repayment tenures range from 3 to 36 months. You choose an EMI plan that suits your budget at the time of application.
Who is eligible for a TapStart personal loan?
Applicants should be aged 21 to 55, be a salaried employee, earn a minimum income of ₹15,000 per month, and have a CIBIL credit score of 650 or above.
What documents do I need to apply for a TapStart loan?
You need your Aadhaar, PAN and a recent bank statement. The process is fully digital and no branch visit is required.
Can I prepay or foreclose my TapStart loan early?
Yes. Prepayment and foreclosure are permitted in line with TapStart policy and statutory guidelines. Foreclosure charges are those set out in your Sanction Letter, and you must give at least 15 days prior notice.
How do I file a complaint or grievance against TapStart?
Contact the Grievance Redressal Officer, Shaurya Rana, at shaurya@tapstart.in or +91‑8095345443. If your complaint is not resolved within 30 days, you may escalate it to the RBI Consumer Education and Protection Cell, Bengaluru, on 080‑22180397.
Ready to Get Started?
Apply now and get instant approval for your loan. It takes less than 5 minutes!