TAPSTART may collect, store and use information about you when you: (a) visit, use, view, and/or otherwise utilize this Site including filling out any form and subscribing to any newsletter; and/or (b) fill any loan application form, whether online or otherwise, when you apply for a loan from Tapstart. Please note that this loan application form (called by whatever name) may be provided directly by TAPSTART or through any third party sourcing partner of TAPSTART; and/or (c) through any other modes and includes the information that you submit directly or indirectly to us for availing the Services. Further the information provided by you may be further utilized to procure more information.
In the course of using this Site or availing the Services, TAPSTART collects various information including your name, address, email address, phone number, date of birth, occupation and job position, financial information (such as income, income sources, assets, details of debit cards, credit cards, bank account details etc.), medical records, biometric information, documents that you provide to us to verify your identity or in terms of KYC requirements (such as copies of your Aadhaar card, PAN card, passport, utility bills, and/or bank statement or your company incorporation details). Also, TAPSTART may from time to time undertake your credit evaluation including taking out your CIBIL Score, statement of accounts etc. for providing any of the Services to you.
TAPSTART may also collect some information automatically each time you use the Site which may include:
We may also collect information about your activity on our Site, which might include:
We may use various technologies to collect information about your activities on our Site, including Cookies and beacons. Cookies are small files that a site or its service provider transfers to your computer’s hard drive through your web browser (if you allow and if not selected it may affect certain or all functionalities) that enables the sites or service providers’ systems to recognize your browser and capture and remember certain information. We may combine information collected from you, automatically gathered information and the information we collect through cookies / web beacons / web bugs, including information that we have collected about you, or information that we have obtained from other sources. We may aggregate any statistics or data that are collected, but we are under no obligation to do so. By accessing and using the Site, you consent to the storage of cookies, other local storage technologies, beacons and other information on your devices. You also consent to the access of such cookies, local storage technologies, beacons and information by us and by the third parties mentioned herein.
TAPSTART may use the personal information that is collected from you to provide various Services and for our internal business purposes, including, but not limited to:
In addition, certain information we collect, such as the IP address of any computer or other device that you use to access our Site and any other domains that may be operated by TAPSTART, will be used to monitor and investigate possible violations of and to enforce any terms and conditions associated with our Services or other applicable agreements / contract between you and TAPSTART / any service provider of TAPSTART.
By availing any Service, using the Site and / or providing TAPSTART with your information, you consent to the storing of information by TAPSTART and the third parties as mentioned herein in a manner as they deem fit and you also consent to collection, transfer, storage and processing of your information outside of India, by TAPSTART or any third party and you understand and acknowledge that TAPSTART will not be able to ensure the same level of data protection that is adhered to by TAPSTART by such third party.
TAPSTART may share your information with:
You agree and consent to our collection, storage, processing, transfer and sharing of information (including sensitive personal data or information) about you or your use of Services with third parties or service providers identified above. When we share, process or transfer your information (including sensitive personal data or information), we will ensure that it is shared, processed or transferred in compliance with applicable laws.
Marketing: Non-personally identifiable visitor information may be provided to other parties for marketing, advertising, or other uses.
Transactions: TAPSTART may share personal information in connection with a substantial corporate transaction, such as mergers, acquisition, the sale of its business, a divestiture, consolidation, or asset sale, or in the unlikely event of bankruptcy.
Other Purposes: TAPSTART may share personal information pursuant to your consent.
If we share information with third parties (other than our service providers) as described above, we cannot control the privacy practices of those third parties, and they may not comply with the restrictions that we describe here.
If you do not agree to each and all of these terms and conditions please do not use the Site or avail of the Services from Tapstart. You may at any time while availing the Services withdraw your consent by contacting us as described in the “Contact Us” section. However, in the event of withdrawal of consent hereunder in case of loan/credit facilities, we may be forced to recall your loan/credit facilities or not grant you loan facility/provide Services as access to such personal information is the basis for grant and continuation of such loan/credit facility.
Personal Information Protection:
TAPSTART shall use commercially reasonable security measures (including physical, electronic and procedural measures) to safeguard personal information against loss, misuse, damage or modification and unauthorized access or disclosure.However, no system for transmitting or storing information electronically can be completely secure. Therefore, we cannot guarantee that personal information or other communications will always remain secure.
Disclaimer and Indemnity:
EVERYTHING ON THE SITE, ITS CONTENTS, SERVICES AND MATERIALS IN THE SITE ARE PROVIDED "AS IS" AND ON AN "AS AVAILABLE" BASIS WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND EITHER EXPRESS, IMPLIED OR STATUTORY. WE DO NOT MAKE ANY REPRESENTATIONS, WARRANTIES OR ENDORSEMENTS REGARDING THE ACCURACY, RELIABILITY, USEFULNESS OR COMPLETENESS OF THE SERVICES, CONTENT OR MATERIALS IN THE SITE OR ANY SITE LINKED TO IT. TO THE MAXIMUM EXTENT PERMISSIBLE PURSUANT TO APPLICABLE LAW, WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON -INFRINGEMENT, DESIGN, ACCURACY, CAPABILITY, SUFFICIENCY, SUITABILITY, CAPACITY, COMPLETENESS, AVAILABILITY, COMPATIBILITY OR ARISING FROM COURSE OF DEALING OR COURSE OF PERFORMANCE. WE DO NOT WARRANT THAT THE SITE OR THE SERVICES, CONTENT, MATERIALS OR FUNCTIONS CONTAINED IN THE SITE WILL BE CONTINUOUSLY AVAILABLE, UNINTERRUPTED OR ERROR-FREE, THAT DEFECTS WILL BE CORRECTED, OR THAT THE SITE, SERVICES, CONTENT, MATERIALS OR THE SERVERS THAT MAKE THE SITE OR SUCH SERVICES, CONTENT AND MATERIALS AVAILABLE ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS OR ARE ACCURATE OR COMPLETE. WE DO NOT WARRANT OR MAKE ANY REPRESENTATIONS REGARDING THE USE OR THE RESULTS OF THE USE OF THE SERVICES, CONTENT, MATERIALS, FUNCTIONS OR PRODUCTS AVAILABLE THROUGH THE SITE IN TERMS OF THEIR CORRECTNESS, ACCURACY, RELIABILITY, OR OTHERWISE. YOU ASSUME THE ENTIRE COST OF ALL NECESSARY SERVICING, REPAIR, OR CORRECTION. APPLICABLE LAW MAY NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE EXCLUSION MAY NOT APPLY TO YOU.
Neither TAPSTART and its affiliates, nor their or their affiliates' directors, shareholders, managers, officers, employees, representatives and/or agents shall be liable to you or anyone else for any loss, damage, penalty, expense or any liability arising out of any access to or use of this Site / Services or any site linked to it
Governing Law, Dispute Resolution & Jurisdiction:
In case of any grievance / review of information you may contact the grievance officer Ms. Kshama Kottachery on the coordinates provided below:
Address: Tapstart Capital Private Limited, Unit No G408, 4th Floor, Gamma Block, Varthur Hobli Sigma Soft Tech Park, No. 7, Whitefield Road, Bangalore – 560066, Karnataka.